We are revolutionizing the credit industry
This is how we do it
Our innovative and alternative Artificial Intelligence credit score platforms use non-traditional variables and Machine Learning to predict the creditworthiness, and the probability of defaults of a potential borrower, either banked or unbanked, who has no access to traditional credit and no credit history (approx. 3 Billion people worldwide).
Our credit scoring platforms are complemented by a digital credit management platform which includes digital customers on-boarding through white label channels, loan lifecycle management (disbursement to collection), real-time data access, reporting, customer communication management, etc. Our innovative open-data platform allows to access alternative financial data and payments history of users.
We help Financial Institutions and NFIs to extend more credit products to more customers in all segments
Financial Institutions:
Traditional banks
Fintech
Issuers & Acquirers
Digital Wallet
Non Financial Institutions:
Delivery companies
Ride-hailing companies
CPGs
Service companies
Digital Lenders
BPOs
Factoring Companies
We are the best credit technology provider to work with
We are unique in the credit space
Ground-breaking technology
Proprietary & Innovative Technology (IPR)
Our model is anonymous, dynamic, instant & scalable
Using AI & ML
Lean & cloud-based infrastructure
Innovative business model
SaaS / Technology Licensing
Replicable products
Country agnostic
Small businesses & consumers
An experienced and highly skilled team
We are growing with our partners
around the world
Global reach by being country agnostic and cloud based
United States
Want to know more?
Stay informed about MO:
The 10 Most Inspiring Business Women Making a Difference, 2021. Veronica Crisafulli: Exemplarily Inspiring
CIOLOOK Magazine - Jan 4, 2021
In this exclusive interview, we are showcasing one such curious mind, Veronica Crisafulli – Co–founder of MO Tecnologías and KEO World. She is currently leading a FinTech company that is on its way to revolutionize the credit space by empowering credit inclusion for businesses and customers. ... Continue reading
Uber partners with MO Technologies in Ecuador to implement a new microfinancing program to increase financial inclusion for its driver partners during the COVID crisis
Press release - Dec 21, 2020
MO Technologies has partnered with Uber, the ride hailing technology company, to offer driver partners short-term financing to help cover unforeseen needs, especially during these challenging times. ... Continue reading