Our innovative and alternative Artificial Intelligence credit score platforms use non-traditional variables and Machine Learning to predict the creditworthiness, and the probability of defaults of a potential borrower, either banked or unbanked, who has no access to traditional credit and no credit history (approx. 3 Billion people worldwide).
Our credit scoring platforms are complemented by a digital credit management platform which includes digital customers on-boarding through white label channels, loan lifecycle management (disbursement to collection), real-time data access, reporting, customer communication management, etc. Our innovative open-data platform allows to access alternative financial data and payments history of users.
Proprietary & Innovative Technology (IPR)
Our model is anonymous, dynamic, instant & scalable
Using AI & ML
Lean & cloud-based infrastructure
SaaS / Technology Licensing
Small businesses & consumers
Mastercard - Nov 1, 2020
Mastercard Co-Innovates with 10 New Fintechs to Reshape the Future of Commerce with Ultrasonic Transactions, Borderless Money, Small Business Solutions and More ... Continue reading
Grupo Semana - Oct 1, 2020
Los fundadores de MO destacan cómo nuevas tecnologías aplicadas a servicios financieros permiten llegar a un gran grupo poblacional (80% en América Latina) que no atiende la banca tradicional. ... Continue reading