Our innovative and alternative Artificial Intelligence credit score platforms use non-traditional variables and Machine Learning to predict the creditworthiness, and the probability of defaults of a potential borrower, either banked or unbanked, who has no access to traditional credit and no credit history (approx. 3 Billion people worldwide).
Our credit scoring platforms are complemented by a digital credit management platform which includes digital customers on-boarding through white label channels, loan lifecycle management (disbursement to collection), real-time data access, reporting, customer communication management, etc. Our innovative open-data platform allows to access alternative financial data and payments history of users.
Proprietary & Innovative Technology (IPR)
Our model is anonymous, dynamic, instant & scalable
Using AI & ML
Lean & cloud-based infrastructure
SaaS / Technology Licensing
Small businesses & consumers
Press release - Mar 9, 2021
MO Tecnologias LLC announces that the United States Patent and Trademark Office will issue on March 16, 2021, patent number 10949918, which covers MO's core credit scoring technology based on determining the behavioral profile of a consumer. This invention encloses the system and method for issuing a loan to a consumer determined to be creditworthy and generates a consumer's behavioral profile. ... Continue reading
CIOLOOK Magazine - Jan 4, 2021
In this exclusive interview, we are showcasing one such curious mind, Veronica Crisafulli – Co–founder of MO Tecnologías and KEO World. She is currently leading a FinTech company that is on its way to revolutionize the credit space by empowering credit inclusion for businesses and customers. ... Continue reading