MO Geo

Optimize your credit strategy using georeferenced data. Find correlations to credit risk with thousands of alternative data variables. Make smarter business decisions using location data and take your business to the next level.

MO Geo is part of our Complementary Data solutions. See all >

For a better experience with MO Geo please make sure you access our platform trough your desktop, currently our application is not available for mobile devices

Discover the power of georeferenced data with MO Geo.

Make smarter business decisions using location data

MO Geo —

What does it do?

Geo provides custom-tailored data based on a geographic location and your statistical needs. Simply search an area (using an address or coordinates) and choose the variables relevant to your operation. We provide anonymized and georeferenced data that includes thousands of sociodemographic, point of interest (POI), financial, real estate and public variables that can be used for marketing, loan pre-qualification, credit lifecycle management and location intelligence analysis.

This technology will help broaden your view of existing and potential customers by giving you alternative data variables that fill common gaps in traditional credit risk models.

Bear in mind that MO Geo is not a replacement for your credit risk models or business analyses. The alternative variables that we generate serve as a complement to existing methodologies.

Discover relevant credit data.

Geo is unique among alternative data providers – it’s the only service that identifies alternative data variables that are correlated to credit risk. Geo saves you valuable time and resources by pre-selecting relevant variables from the thousands available in each country.

Multi-purpose & encompassing.

Our standardized data can be used for nearly any imaginable case. From marketing and research to credit lifecycle management, our variables deliver instant access to diverse data ranging from household income and hospital ratings to the number of ATMs, schools, shopping malls or gas stations in a particular area.

Anonymized and aggregated data maintains privacy.

MO Geo does not contain personally identifiable information (PII). Since non-PII data doesn’t require consumer consent, Geo can be used in more ways than data obtained via other sources like Open Banking.

Unbeatable value.

Geo relies on MO’s proprietary technology, which allows us to provide users with highly reliable, consistent, and granular GIS data. We deliver the most competitive price–quality solution, ensuring that you get the best dollar per KPI compared to our competitors.

The problems we solve —

Narrow the financial inclusion gap.

Alternative data changes the way financial and non financial institutions qualify and serve their customers by giving them the data they otherwise wouldn’t have. By analyzing this data institutions are able to solve small and big business problems, make smarter decisions, target the right audience, and get a more wholesome understanding of their business. This revolutionary approach will also help to open the credit world to score thin-file/no-file applicants.  Alternative data facilitates the creation of inclusive credit and business opportunities through an encompassing view of your customers while protecting and growing your bottom line.

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The underserved portion of the population has historically been ignored by the credit industry.

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There are too many alternative data sources and it’s difficult to identify variables that would be relevant to credit risk.

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Optimize your credit strategy using georeferenced data.

MO Geo —

How we do it

1.

Configure your data request by choosing from our four groups; Commerce; Government & Public Services; People; and Environment.

2.

Choose between our basic variables or premium correlated indexes including historical values available for each.

3.

Search an area by address or coordinates.

4.

Retrieve the requested variables individually or via batch and through the portal or via an API connection.

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Key features
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Create a configuration

Input a location

Download the data

Choose the relevant variable groups.

Search address or coordinates.

Via the API or portal (CSV, Excel, JSON).

  • Create a configuration
  • Input a location
  • Download the data
Available in:

USA

  • Broaden your reach with geoenriched data.

    Geo provides you with aggregated and ready to use data that covers a variety of topics such as: sociodemographic, commercial, real estate, POI, etc. Whenever you input a location in our platform (address or coordinates) we find the area that hosts it and provide you with the relevant data to this given area.

  • Unmatched Machine Learning (ML) capabilities.

    Geo relies on innovative ML and AI techniques to identify correlations between credit risk and alternative variables. Our Premium Indexes are the variables that display these relationships and the ones you can use to improve your credit risk analysis.

  • Cutting-edge infrastructure allows for real-time analysis and downloads.

    Geo provides powerful real-time data analysis and downloads as its internal infrastructure feeds on leading-edge cloud computing techniques.

Who is this solution for —

How does MO Geo serve our clients?

Financial world...

  • Marketing campaign segmentation.

  • Credit decisioning (In applicable countries. This funcionality is not available in the U.S.).

  • Risk and portfolio management.

  • Fraud detection.

  • Fintech companies.

Who is this solution for —
Who is this solution for —

How does MO Geo serve our clients?

How does MO Geo serve our clients?

Non-financial world

  • Company-sponsored financing for employees, suppliers, contractors, merchants.

  • Real estate and Proptech companies.

  • University research.

  • Government research.

  • Location intellicence.

  • Urban Data Science analytics.

Did we catch your attention?

To learn more about our solutions contact us to speak to a representative or request a demo.